Mortgage Credit Certificate Program
The Oklahoma County Home Finance Authority offers an opportunity for buyers to achieve their dream of owning a home. The TurnkeyPLUS Program offers a 30-year fixed rate first mortgage and program assistance. The Mortgage Credit Certificate Program offers a tax credit.
PROGRAM HIGHLIGHTS
Affordable Home Financing
A 30-year fixed rate mortgage with GRANT down payment and closing cost assistance. The Grant never needs to be repaid.
TAX CREDIT SAVINGS
The MCC provides eligible first-time homebuyers with a federal income tax credit, reducing the amount of income tax owed. This tax benefit applies for the life of the loan as long as the homebuyer continues to own and occupy the home.